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A Fort Lauderdale Uninsured Motorist Accident Attorney Helps with Complex Insurance Claims

Helping accident victims pursue justice when other drivers disobey state insurance laws

An important part of Florida law is the requirement to cover all vehicles under no-fault insurance. These laws provide important protections for drivers, but they do not necessarily ensure a simple claims process for motorists who sustain injuries because of the negligent acts of other drivers. The board-certified trial lawyer at Fazio, DiSalvo & Abers, P.A. can help you receive fair compensation.

Even with the Florida no-fault auto insurance laws, determining fault for an accident and collecting from a negligent party can be difficult. We are prepared to go after powerful insurance companies or any parties who delay your claim or fail to pay the compensation you deserve.

How no-fault auto insurance applies to accidents caused by other drivers

Every vehicle registered in Florida must be covered by no-fault auto insurance, which is designed to provide coverage regardless of fault in an accident. According to the Florida Department of Highway Safety and Motor Vehicles, you must carry at least $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL) as long as you have a valid Florida license plate on your vehicle. Regardless of which driver causes an accident, both can pursue compensation by filing a claim against their own policies.

If you receive benefits from your own policy when the other driver is at fault in a car accident, Florida law allows your insurance company to subrogate the claim. This means they can attempt to recover the benefits they paid from the responsible party — typically, the insurance company that covers the liable driver.

Underinsured and uninsured motorist coverage

When a person carries no insurance or is an underinsured motorist and causes an accident, it can potentially affect your ability to receive compensation in the event of an accident. Carrying uninsured and underinsured motorist coverage can help protect your rights to pursue compensation from your own insurance company. Keep in mind that you have to choose coverage wisely to make sure you have the coverage you expect. Each injury attorney at our firm understands the complex language in these insurance policies. We can help ensure you experience no surprises in the event of an accident.

Contact us for a free initial consultation

If you become involved in an accident caused by an uninsured negligent driver and then experience unusual delays or other problems with your claim, you need to seek immediate legal support to defend your rights to compensation. The Fort Lauderdale uninsured motorist accident lawyers at Fazio, DiSalvo & Abers, P.A. understand Florida insurance law, and we can help. We take calls 24/7, offer flexible hours for a free consultation, and can meet with you in our convenient downtown office, at home or in the hospital. We take cases on a contingency-fee basis, so you pay no attorney fees until we win or settle your case. Contact us online, or call us at (954) 463-0585 today.


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